OTC Benefits Eligible Items Online & In-Store (2024)

FAQs

What items can I buy with my OTC card? ›

You can also get everyday items like laundry detergent, soap and toothbrushes.

OTC items are not eligible for reimbursem*nt if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.

OTC (Over-the-Counter) Plus and OTC Card. Staying healthy is easier with a Healthfirst OTC Plus and OTC card. Save on items you use every day, such as toothpaste, eye drops, aspirin, and more, when you shop at participating neighborhood stores and select online retailers, with free home-delivery options available.

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

Over-the-counter (OTC) medicines are those that can be sold directly to people without a prescription. OTC medicines treat a variety of illnesses and their symptoms including pain, coughs and colds, diarrhea, constipation, acne, and others.

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs. You can find a complete list of eligible items by clicking on this link: Full list of eligible items.

Anti-perspirants/Deodorants

Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA. The effect of an anti-perspirant on reducing underarm sweat and wetness has the additional effect of reducing odor.

There are two main types of mouthrinse: cosmetic and therapeutic. Therapeutic mouthrinses are available both over-the-counter and by prescription, depending on the formulation. There are therapeutic mouthrinses that help reduce or control plaque, gingivitis, bad breath, and tooth decay.

What is allowed on an OTC card? ›

OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.

Now, FSA/HSA holders can use their debit card when buying eligible products. Menstrual or feminine care products are also recognized as eligible expenses – including pads, tampons, cups, and other period care items.

Simply follow the prompts to finalize your purchase using your OTC funds. Congratulations! You've conquered the self-checkout lane with your OTC card. Now, take a moment to bask in the warm glow of digital victory and the delightful (or maybe slightly terrifying) receipt that emerges from the machine.

OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers).